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The High Exchange Rate for Peace of Mind

I think I have mentioned a few times that I am a worrier. I am almost always in a panic about something. I don't want to be this way, I just am. So you can imagine what my blood pressure was like in the weeks leading up to the Debt Ceiling Deadline. That's right, full on panic tizzies about what Congress was going to do and how that would effect the exchange rate when I was ready to move. 

Being an always plan for the worse case scenario kind of gal, I began looking for solutions to change my money into Euros, before August 2nd. It also didn't help that the price for a Visa in The Netherlands went up more than 400 Euros in July. At first, I looked into getting a passport card from Travelex. A kind of pin card that you can pre-load with Euro's before you go. Apparently, I wanted to do too big of a transaction for the day, so my bank blocked my getting one. When I called to get it unlocked, the customer service rep recommended my calling my local branch and seeing what exchange rate they could offer me for buying Euros. I did, and it was a few pennies better in my favor. But, when you are talking a few thousands of dollars, those pennies add up. 

So, I emptied what was in my savings account and purchased Euros from my bank. It was pretty easy, except for that they didn't know to type in The European Union as opposed to The Netherlands in order for me to get Euros, not Guilders. Luckily, I caught the mistake. The Euros were then mailed to the bank and I could pick them up 2 days later. The fee was like $10.00, it was really so easy.

Was this a better exchange rate than if I had used the ATM in The Netherlands? Who's to say? But I feel at ease knowing that I have enough Euros available to pay for my Visa.

In this case, peace of mind trumps cost. I needed one less thing to worry about.

Flickr Image above by donaldtownsend

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